Monthly Archives: December 2018

High Level Puzzle for IBPS Clerk Mains 2018 – 2019

High Level Puzzle for IBPS Clerk Mains Set- 5 || New Pattern Reasoning Questions for Clerk Mains

Advertisements

High Level Puzzle for IBPS Clerk Mains 2018- 2019

There are 10 friends who belong to different places. Five of them i.e. D1, D2, D3, D4 and D5 are sitting in a row facing North and the other five friends D6, D7, D8, D9 and D10 are sitting in row facing South. Each friend in a row is facing exactly one from the other row. They belong to different places like Bangalore, Chennai, Dehradun, Hyderabad, Indore, Kolkata, Lucknow, Mumbai, Patna and Pune. D6 sits opposite to the friend who is from Indore and sits at one of the extremes. The friend who belongs to Hyderabad who is not D8 sits second to the right of D6. D2 who does not sit at the extreme end belongs to Patna and sits opposite to the friend who is from Dehradun. The friend who belongs to Kolkata who is not D3 sits opposite to D9. D4 neither belongs to Pune nor to Kolkata. The one who is from Bangalore sits opposite to the friend who is to the immediate left of D2. D10 sits exactly in the middle of D8 and the friend who is from Chennai who is not D6. D7 does not sit at any of the extremes but sits opposite to the friend who belongs to Pune, who is adjacent to D1 and the friend who belongs to Lucknow.

Answer of the Puzzle

Banking Awareness Quiz 100

Banking Awareness Quiz for IBPS Clerk Mains & SBI PO 2019

Welcome to your Banking Awareness Quiz 100

1.  Which of the following tax is levied on every purchase or sale of securities that are listed on the Indian stock exchange ?
2.  Which of the following best describes the word Revenue Deficit ?
3.  Which of the following is not the objective of Open Market Sale Scheme ?
4.  The Local Area Banks (LABs) are conceived as low-cost structures which would provide efficient and competitive financial intermediation services in a limited area of operation primarily in rural and semi-urban areas. What is the minimum capital requirement of a Local Area Bank ?
5.   The Statutory Liquidity Ratio (SLR), the amount of liquid assets such as cash, precious metals and other short-term securities are kept with ?
6.  Which of the following is the validity period for Cheques, Demand Drafts, Pay Orders and Banker's Cheques as per the RBI guidelines 2012 ?
7.  What does the first ‘S’ in USSD stands for ?
8.  The Reserve Bank of India had released the guidelines for ‘on tap’ Licensing of Universal Banks in the Private Sector. Which of the following shall be the initial minimum paid-up voting equity capital ?
9.  Which of the following statements is/are correct with respect to a 'cheque'? 
a) Negotiable Instruments Act 1881 has allowed a cheque as a bill of exchange. 
b) Bearer Cheques are the uncancelled cheques with the words "or bearer" on the face of the cheque.
c) Stale cheques are the cheques that are presented for payment after 3 months from the date of the cheque. 
d) A crossed cheque means a cheque which is truncated during the course of a clearing cycle.
10.  Consider the statements given below with respect to Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR). Which of the statements is/are incorrect?
1) CRR is the fraction of the total Net Demand and Time Liabilities maintained by the bank with itself in form of cash deposits.
2) SLR is the fraction of the total Net Demand and Time Liabilities maintained by a bank with RBI in the form of specified liquid assets. 
3) CRR and SLR are parts of Liquidity Adjustment Facility (LAF).

Banking Awareness Quiz 99

Banking Awareness Quiz for IBPS Clerk Mains /SBI PO 2019

Welcome to your Banking Awareness Quiz 99

1.  Which among the following benefits is not provided under PMJDY Scheme ?
2.  ‘MPIN’ is a 4-digit number combination used in an Automated Telephone Banking system. What does M stand for in ‘MPIN’ ?
3. Which of the following bank has a tagline as -We care Dil se: We make you feel richer ?
4. Which of the following strategies is used to assess the potential performance of a Company by taking a view of the Company first followed by the industrial scenario ?
5. What is meant by a White Label ATM ?
6. Which of the following best describes 'Call Money Market Operations' ?
7. ‘Sub Prime Lending’ is a term applied to loans made to which of the following options ?
8. CIDR is a government agency in India that stores and manages data for the country's Aadhaar project. What does ‘I’ stands for in ‘CIDR” ?
9. Consider the following statements. 

a. Banking where transactions are held directly with customers and there are no transactions with other banks or corporations. 
b. The banks provide all kinds of personal banking services to customers like saving accounts, transactional accounts, debit cards and credit cards etc. 
c. It has provided immense benefits to customers who ultimately become loyal customers due to benefits.
Which of the following best describes Retail Banking ?
10. 'IFRS' is a set of international accounting standards stating how particular types of transactions and other events should be reported in financial statements. What does ‘R’ denotes in 'IFRS' ?

High Level Puzzle for IBPS Clerk Mains 2018- 2019

Ten persons are sitting in twelve seats in two parallel rows containing five players each, in such a way that there is an equal distance between adjacent players. In row – I –  B, C, D, E and  F – are seated and all of them are facing south, and in row – II – Q, R, S, T and V – are sitting and all of them are facing north. One seat is vacant in each row. Therefore, in the given seating arrangement each player seated in one row faces exactly one player in the other row. {KSEducational.Com} All of them live beside a different river among – Ganga, Godavari, Narmada, Betwa, Yamuna, Indus, Krishna, Sutlej, Chambal, and Tapti – but not necessarily in the same order. B sits opposite the person who sits third to the left of the person who lives beside Chambal river. Either D or S lives beside Tapti river and neither D nor S sits at the ends of the row. The one who lives beside Narmada river and the one who lives beside Yamuna river sit facing each other. Neither B nor the one who lives beside Chambal River sits at the third seat from any end of the rows.  V sits opposite neither B nor E and lives beside neither Ganga river nor Sutlej river.  E sits neither adjacent to D nor opposite the one who lives beside Chambal river.  The vacant seat of row – I is not at any end of the row, and it is not adjacent to E.  R lives beside either Godavari river or Betwa river and sits second to the right of the person who sits opposite C but not adjacent to the one who lives beside Chambal river.   C lives beside either Indus river or Krishna river. The one who lives besides Indus river sits opposite to Krishna river.  The vacant seats are not opposite each other.  F sits opposite T and adjacent to the only one person who lives beside Betwa river.  The one who lives beside Godavari river sits adjacent to Q but not adjacent to the one who lives beside Yamuna river.  The one who lives beside Ganga river sits to the left of the one who lives beside Krishna river. Q does not live beside Narmada river.

Answer of the Puzzle

Puzzle for IBPS Clerk Mains 2018- 2019

R, S, T, U, V, W and X are seven people live on seven different floors of a building but not necessarily in the same order. The lower most floor of the building is numbered 1, the one above that is numbered 2 and so on till the topmost floor is numbered 7. Each one of them belongs to different cities. i.e. Kolkata, Pune, Goa, Mumbai, Delhi, Indore and Jaipur (But not necessarily in the same order.)  {KSEducational.Com} The one who belongs to Kolkata lives immediately above the one who belongs to Jaipur. Only one person lives between X and T. X lives on one of the floors above T. Neither R nor W belongs to Mumbai. T does not belongs to Goa. W lives on an odd numbered floor but not on the floor numbered three. The one who belongs to Delhi lives immediately above W. Only two people live between W and the one who belongs to Goa. The one who belongs to Pune lives on one of the odd numbered floors above S. Only three people live between R and the one who belongs to Pune. The one who belongs to Goa lives immediately above R. U belongs to Goa.

Answer of the Puzzle

Banking Awareness Quiz 98

Banking Awareness Quiz for Clerk Mains & SBI PO 2019

Welcome to your Banking Awareness Quiz 98

1.  Which of the following is an example of a hybrid security, combining features of both a preferred stock and corporate bond ?
2. The RuPay debit cards were launched in India by __  ?
3. What is the change in output associated with an incremental change in the input ?
4.  Core banking system can manage multiple delivery channels through___?
5.  Which type of electronic fund transfer operates in half hourly batches  ?
6. A SWIFT transfer is a type of international money transfer sent via the SWIFT international payment network. For every bank, there is a special swift code that works for its identification. The SWIFT code consists of how many characters ?
7. The Rural Infrastructure Development Fund (RIDF) was set up by the Government in 1995-96 for financing ongoing rural Infrastructure projects. The RIDF is maintained by the _____ ?
8. The National Minorities Development & Finance Corporation was incorporated in ______ ?
9. In India, Foreign Exchange are kept in the custody of which among the following ?
10. ICRR refers to the share of __________ that banks have to maintain with RBI of their net demand and time liabilities ?
« Older Entries